*{
  margin:0;
  padding:0;
  box-sizing:border-box;
  font-family:'Poppins',sans-serif;
}

body{
  background:#f5f7fb;
  color:#222;
  line-height:1.6;
}

.topbar{
  background:#0b2c52;
  color:white;
  text-align:center;
  padding:12px;
  font-size:14px;
}

nav{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:20px 8%;
  background:white;
  position:sticky;
  top:0;
  z-index:1000;
  box-shadow:0 2px 10px rgba(0,0,0,0.08);
}

.logo{
  font-size:30px;
  font-weight:700;
  color:#0b2c52;
 margin-right: 40px;   /* Move slightly forward */
}

.logo span{
  color:#d4a017;
}

.nav-links{
  display:flex;
  gap:25px;
  list-style:none;
}

.nav-links a{
  text-decoration:none;
  color:#222;
  font-weight:500;
}

.nav-links a:hover{
  color:#0b2c52;
}

.menu-toggle{
  display:none;
  font-size:28px;
  cursor:pointer;
}

.hero{
  height:90vh;
  background:
  linear-gradient(rgba(0,0,0,0.6), rgba(0,0,0,0.6)),
  url('https://images.unsplash.com/photo-1460925895917-afdab827c52f?q=80&w=1600&auto=format&fit=crop') center/cover;
  display:flex;
  align-items:center;
  justify-content:center;
  text-align:center;
  color:white;
  padding:20px;
}

.hero-content{
  max-width:800px;
}

.hero h1{
  font-size:58px;
  margin-bottom:20px;
}

.hero p{
  font-size:20px;
  margin-bottom:30px;
}

.btn{
  display:inline-block;
  padding:14px 32px;
  background:#d4a017;
  color:white;
  border-radius:40px;
  text-decoration:none;
  transition:0.3s;
}

.btn:hover{
  background:#0b2c52;
}

section{
  padding:80px 8%;
}

.section-title{
  text-align:center;
  margin-bottom:50px;
}

.section-title h2{
  font-size:42px;
  color:#0b2c52;
}

.services-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
  gap:25px;
}

.service-card{
  background:white;
  border-radius:18px;
  overflow:hidden;
  box-shadow:0 8px 20px rgba(0,0,0,0.08);
  transition:0.3s;
}

.service-card:hover{
  transform:translateY(-8px);
}

.service-card img{
  width:100%;
  height:220px;
  object-fit:cover;
}

.service-card h3{
  padding:20px 20px 10px;
  color:#0b2c52;
}

.service-card p{
  padding:0 20px 25px;
}

.about-section{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(320px,1fr));
  gap:40px;
  align-items:center;
}

.about-image img{
  width:100%;
  border-radius:20px;
}

.about-content h2{
  color:#0b2c52;
  margin-bottom:20px;
  font-size:40px;
}

.about-content p{
  margin-bottom:20px;
}

.plans-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
  gap:25px;
}

.plan-card{
  background:white;
  padding:35px;
  border-radius:18px;
  box-shadow:0 8px 20px rgba(0,0,0,0.08);
}

.plan-card h3{
  margin-bottom:15px;
  color:#0b2c52;
}




.providers-section {
    padding: 40px 20px;
}

.providers-section h2 {
    text-align: center;
    margin-bottom: 42px;
    color: #003366; /* dark blue title */



}

.providers-columns {
    display: flex;
    justify-content: center;
    gap: 40px; /* space between columns */
}

.providers-columns ul {
    list-style-type: disc; /* bullet points */
    padding-left: 20px;
}

.providers-columns li {
    color: #003366; /* Blue text like your image */
    margin-bottom: 6px;
    font-size: 17px;
}






.contact-container{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(300px,1fr));
  gap:30px;
  background:white;
  padding:40px;
  border-radius:20px;
  box-shadow:0 8px 20px rgba(0,0,0,0.08);
}

.contact-form{
  display:flex;
  flex-direction:column;
  gap:18px;
}

.contact-form input,
.contact-form textarea{
  padding:14px;
  border:1px solid #ccc;
  border-radius:10px;
}

.contact-form textarea{
  min-height:140px;
}

.contact-form button{
  background:#0b2c52;
  color:white;
  padding:14px;
  border:none;
  border-radius:10px;
  cursor:pointer;
}

footer{
  background:#081b33;
  color:white;
  text-align:center;
  padding:25px;
}

@media(max-width:768px){

  .menu-toggle{
    display:block;
  }

  .nav-links{
    display:none;
    position:absolute;
    top:80px;
    right:20px;
    background:white;
    flex-direction:column;
    padding:20px;
    border-radius:12px;
    box-shadow:0 5px 15px rgba(0,0,0,0.15);
  }

  .nav-links.active{
    display:flex;
  }

  .hero h1{
    font-size:40px;
  }

  .section-title h2{
    font-size:32px;
  }

}